PA Student Aid Guide 2026-2027

Posted by Pennsylvania Higher Education Assistance Agency (PHEAA) on February 10, 2026

The Pennsylvania Higher Education Assistance Agency (PHEAA) was created by the Pennsylvania General Assembly in 1963 to provide affordable access to higher education for PA students and families. Over the years, PHEAA has become one of the nation’s leading providers of student financial aid services, offering the Pennsylvania-based PA Forward Student Loan Program and Keystone Student Loans, available to students and families in Delaware, Maryland, New Jersey, New York, Ohio, Virginia, and West Virginia. PHEAA also serves millions of students through guaranty, servicing, financial aid processing, and other programs.

Need Money for College, but Confused by Financial Aid? Our Pennsylvania Student Aid Guide has the answers. This guide provides a complete overview of the financial aid process, with information on most of Pennsylvania’s financial aid programs and services. Find everything you need to know about paying for higher education.

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